Medium Business Loan Officer (SME Loan)

About the role

The Medium Business Loan Officer is responsible for acquiring, onboarding, and managing medium‑business loan clients at the Pailin Provincial Branch. The role involves credit investigations, loan appraisal, and ensuring loan quality and portfolio risk remain within acceptable limits.

Key responsibilities

• Maintain and grow a portfolio of medium‑business clients in line with loan policies.
• Collect and verify all required documents for loan applications.
• Conduct credit investigations, financial analysis, property evaluations, and site visits to assess loan feasibility.
• Prepare detailed Credit Appraisal Reports for senior approval.
• Explain loan products, cross‑sell banking services, and monitor loan performance.
• Follow up on post‑disbursement conditions, delinquent accounts, and ensure compliance with covenants.

Required profile

• Bachelor’s degree in finance, banking, accounting or a related field.
• Minimum one year of experience in banking or financial services.
• Good knowledge of branch operations, loan regulations, and credit risk management.
• Strong communication, negotiation, and problem‑solving abilities.
• Fluency in Khmer and English.

Required skills

• Proficiency with Microsoft Office.
• Ability to use bank‑specific software for credit assessment.