Manager, Capital Balance Sheet Management

About the role

This role manages the bank's capital position and balance sheet, ensuring regulatory capital adequacy, supporting ALCO reporting and driving capital-efficient balance sheet decisions.

Key responsibilities

• Maintain regulatory capital adequacy in line with NBC requirements: monitor the Capital Adequacy Ratio and key capital metrics, identify early warning indicators and coordinate with Finance, Treasury and Risk on capital calculations and regulatory submissions.
• Deliver ICAAP and capital planning: lead the preparation, update and submission of ICAAP documents, develop capital plans aligned with business growth and risk appetite, and secure stakeholder approvals.
• Optimize the balance sheet structure: analyse funding mix, asset yield and liability costs, assess capital consumption by product and business unit, and evaluate the impact of new products and credit policy changes.
• Prepare capital forecasts under base case and stress scenarios, run stress tests and recommend mitigation actions.
• Produce timely ALCO papers, capital utilization analyses and balance sheet dashboards, and present findings to management and committees.

Required profile

• Bachelor's degree in finance, banking, economics or a related field.
• At least 5 years of experience in Treasury, Finance, ALM or Risk Management.
• Experience preparing ALCO materials and management papers.
• Experience in capital planning, forecasting and regulatory reporting.
• Engagement with regulators or auditors is an advantage.