Medium and Large Business Loan Manager

About the role

The bank is looking for a Medium and Large Business Loan Manager to lead its medium and large business loan team at the Samdach Sothearos Branch. The role drives team performance, sets lending targets, ensures credit policies are followed and loan quality is high, and leads the team charismatically to meet targets.

Key responsibilities

• Monitor team KPIs, working schedules and duties, and coach and review performance continuously.
• Promote medium and large business loan products and customer orientation to build the loan pipeline.
• Ensure fair collateral valuation through site visits and check that credit assessments, credit checks and underwriting follow bank policy.
• Review loan documents and agreements, verify collateral authenticity and security interest registration, and manage credit review, renewal and extension applications.
• Counsel the team on credit issues and loan packaging, cross-sell other banking products, and train and mentor subordinates.
• Work with the loan recovery team and advise on late payments and defaults, including restructuring loans.
• Follow up on team productivity and portfolio retention, report issues to the line manager, and resolve customer complaints.
• Act as a role model, encourage open feedback, and report irregularities to Head Office.

Required profile

• Bachelor's degree in finance and banking, accounting or a relevant field.
• 3 to 5 years of experience in banking and financial services, with a strong track record in granting loans, preferably in business banking or medium and large business lending, plus at least 2 years of supervisory experience.
• Ability to speak Khmer and English, and proficiency in Microsoft Office and the bank's software.

Required skills

• In-depth knowledge of bank operations, rules, regulations, loans and credit risk management.
• Strong credit evaluation and analysis skills, including reading audited and management financial statements to assess repayment capacity.
• Sales, client relationship management, negotiation, problem solving and presentation skills.