Lending Specialist - Retail Loans

About the role

The Lending Specialist, Retail Loan promotes and processes retail loan products such as Home Loans, Auto Loans and Personal Loan referrals, aiming to meet individual sales targets. The role covers evaluating applications, preparing credit memos, verifying documents and building relationships with car dealers, garages and property developers.

Key responsibilities

• Achieve individual sales targets for Home Loans, Auto Loans and Personal Loan referrals.
• Handle retail loan applications, prepare credit memos, evaluate them and verify supporting documents in line with the bank's credit policies.
• Maintain strong relationships with car dealers, garages and property developers, and identify new partnerships with dealers, distributors and developers.
• Promote and cross-sell other banking products to new and existing customers.
• Deliver quality customer service to encourage retention and referrals.
• Perform other duties assigned by the direct supervisor.

Required profile

• Bachelor's degree in Banking and Finance, Business Administration, Economics or a related field.
• At least 2 years of relevant experience in commercial bank and retail lending.
• Good understanding of retail loan products, especially Home Loans and Auto Loans.
• Ability to achieve sales targets and develop new business partnerships.
• High level of integrity, accountability and attention to detail.

Required skills

• Loan evaluation, credit assessment, credit memo preparation and documentation.
• Sales, negotiation and relationship management.
• Good command of English and proficiency in Microsoft Office.

Due to the high volume of applications, only shortlisted candidates will be contacted; general enquiries can be made through the bank's careers contact.