Capital & Balance Sheet Management Manager

Key responsibilities

• Maintain regulatory capital adequacy by monitoring Capital Adequacy Ratio (CAR) and key metrics, identifying early warning indicators, and coordinating with Finance, Treasury, and Risk teams.
• Lead ICAAP and capital planning, preparing and submitting ICAAP documents, developing capital plans aligned with business growth and regulatory expectations, and consolidating stakeholder inputs.
• Optimize balance sheet structure to improve capital efficiency and profitability through analysis of funding mix, asset yield, liability costs, and capital consumption by products or units.
• Prepare accurate capital forecasts and conduct stress testing under base case and adverse scenarios, recommending mitigation actions based on results.
• Provide timely ALCO reporting and capital utilization analysis, presenting insights to management and coordinating with Treasury, Finance, Risk, and Business Units.

Required profile

• Bachelor’s degree in Finance, Banking, Economics, or related fields.
• Minimum 5+ years of experience in Treasury, Finance, ALM, or Risk Management.
• Knowledge of NBC regulations and local banking requirements.
• Understanding of balance sheet management and ALM principles.
• Familiarity with liquidity risk and interest rate risk concepts.