Mortgage Loan Officer

About the role

The Mortgage Loan Officer processes and analyses mortgage applications for individual and corporate clients, ensuring credit quality and compliance with branch policies. The role involves client interaction, document verification, and loan disbursement to support the bank’s growth.

Key responsibilities

• Maintain and expand the mortgage client portfolio in line with loan policies.
• Collect and verify all required documents to assess client eligibility.
• Conduct credit investigations, scoring, and property evaluations.
• Perform site visits to validate loan purpose and collateral security.
• Prepare loan contracts and ensure timely, accurate disbursement.
• Explain loan products, interest rates, and application processes to clients.
• Monitor existing loans through regular site visits and adjust terms as needed.
• Follow up delinquent accounts and refer cases to supervisors for portfolio management.

Required profile

• Bachelor’s degree in Finance, Banking, Accounting or a related field.
• Minimum one year of experience in mortgage, lending, banking or financial services.
• Strong knowledge of mortgage loan policies, credit analysis, and property evaluation.
• Excellent communication, negotiation and relationship‑management abilities.
• Proficiency in both Khmer and English.

Required skills

• Microsoft Office
• Bank’s software