Manager, Corporate Credit Analysis

About the role

This role leads and oversees the corporate credit analysis function, ensuring high-quality, independent and timely credit assessments for corporate lending. It makes sure every credit proposal is thoroughly analysed, risks are properly identified and recommendations fit the institution's credit policy and risk appetite.

Key responsibilities

• Review and oversee detailed credit analysis for corporate and commercial clients
• Assess complex financing structures such as working capital, term loans and revolving credit facilities
• Identify key risks and mitigating factors and give clear, well-justified credit recommendations
• Monitor portfolio trends and emerging risks, identify early warning signals and recommend mitigation actions
• Support periodic portfolio reviews and stress analysis
• Ensure consistency, accuracy and adherence to internal credit standards, and compliance with regulations and internal policies
• Help develop and improve credit policies and procedures, and optimise workflows
• Develop, lead and monitor a team of corporate credit analysts, allocate workloads, manage turnaround times, evaluate performance and coach the team
• Work with Relationship Managers to understand client needs, give feedback on deal structuring and take part in credit discussions and committees

Required profile

• Bachelor's degree in Finance and Banking, Accounting, Economics or a related field
• 3-5 years of experience in corporate credit analysis, corporate banking or risk management
• Master's degree or a professional certification (e.g. CFA, ACCA) is an advantage
• Experience analysing large corporate exposures, strong financial analysis and modelling skills
• Team leadership experience is a plus
• Good verbal and written communication in both Khmer and English

Required skills

• Deep understanding of corporate lending, working capital cycles and financial structures
• Proficiency in Excel and credit analysis tools