Capital Balance Sheet Management Manager

Key responsibilities

• Maintain regulatory capital adequacy in compliance with NBC requirements, monitor Capital Adequacy Ratio (CAR) and key capital metrics, identify early warning indicators and coordinate with Finance, Treasury, and Risk teams.
• Deliver ICAAP and capital planning, lead preparation, update and submission of ICAAP documents, develop capital plans aligned with business growth, risk appetite and regulatory expectations, consolidate stakeholder inputs and obtain approvals.
• Optimize balance sheet structure to improve capital efficiency and profitability by analyzing funding mix, asset yield, liability cost drivers, assessing capital consumption by products/business units and recommending allocation improvements.
• Ensure accurate capital forecasting and stress testing, prepare forecasts under base and stress scenarios, perform stress testing to assess resilience and recommend mitigation actions.
• Provide timely and accurate capital and ALCO reporting to management, prepare ALCO papers, capital utilization analysis, dashboards, present insights to committees and coordinate with Treasury, Finance, Risk and Business Units.

Required profile

• Bachelor’s degree in finance, banking, economics or related fields.
• Minimum 5+ years of experience in Treasury, Finance, ALM or Risk Management.
• Experience preparing ALCO materials and management papers.
• Experience in capital planning, forecasting and regulatory reporting.
• Experience engaging with regulators or auditors is an advantage.