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10 years of experience

Skills

Credit Risk & Underwriting Risk Appetite & Concentration Portfolio & Asset Quality Factoring / Loans / Credit Lines Risk Models & Automation AML / KYC Fraud Risk Management Collateral Management Board / Funder / Audit Reporting Team Leadership Strategic Risk Framework Operational Risk M&A Due Diligence

Experience

Chief Risk Officer (CRO)

Factris

2016-01 - 2026-12

Built and scaled the Group risk function from an early‑stage local operation into a unified multi‑market framework across Lithuania, Latvia, Poland, Belgium and the Netherlands. Established policies, systems and procedures for credit, operational and fraud risk while supporting European expansion and institutional funding relationships. Managed €2.4bn+ funded volume for over 2,000 entities, maintaining industry‑leading NPL metrics and contributing to €6.5m equity and >€200m debt facilities. Led risk, operations and debt‑collection teams, defined risk appetite, governance, underwriting standards and risk models, and reported to the CEO, Board and investors.

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Last updated: 6 ម៉ោងមុន